Independent agency · Grass Valley, CA

Get off the FAIR Plan with better homeowners coverage.

Foothill and wildfire-area homes deserve more than a last-resort policy. As an independent local agency, we shop multiple carriers to find you better options.

How it works

  1. Tell us about your home

    Share your property address and current coverage, including whether you're on the FAIR Plan.

  2. We shop multiple carriers

    As an independent agency, we compare options from several carriers on your behalf.

  3. Choose your best option

    We walk you through the choices in plain language so you can decide with confidence.

Services

Homeowners Insurance

Our focus: coverage for foothill and wildfire-area homes, and helping homeowners move off the California FAIR Plan to better options.

Landlord / Dwelling Fire

Coverage for rental and investment properties in the foothills and beyond.

Medicare Supplement Coming soon

Medicare Supplement plans are on the way. Reach out to be notified when they're available.

Why an independent local agent?

A captive agent can only offer one company's products. An independent agency works for you, not a single carrier.

  • More choices. We shop multiple carriers instead of one.
  • Local knowledge. Based in Grass Valley, we know Nevada County and the Sierra foothills.
  • A real person. Work directly with owner Brandon Ummel.
  • FAIR Plan focus. Helping wildfire-area homeowners find a better path.

Request a free quote

Fill this out and your email app will open with the details addressed to Brandon. Prefer to talk? Call (530) 205-8356.

Are you currently on the California FAIR Plan?

Contact

Brandon Ummel, Owner

Phone: (530) 205-8356

Email: Brandon@foothillheritage.com

Serving Grass Valley, Nevada County & the Sierra Foothills